Last updated: May 2026

Privacy Policy

This Privacy Policy describes how OKAM Capital LLC ("OKAM," "we," "us," or "our"), operating the website okamusa.com, collects, uses, and protects your personal information when you visit our website or submit an inquiry through our contact form.

We are committed to protecting your privacy and handling your data in accordance with applicable U.S. law, including the California Consumer Privacy Act (CCPA), and the EU General Data Protection Regulation (GDPR) where applicable.

1. Information We Collect

We collect information you voluntarily provide when submitting a contact form on our website, including:

• Full name
• Email address
• Phone number (optional)
• Purpose of purchase
• Projects of interest
• Any additional message or comments you include

We also automatically collect certain technical information when you visit our website, including IP address, browser type, operating system, pages visited, and time spent on the site. This data is collected via cookies and analytics tools (see Section 6).

2. How We Use Your Information

We use the information we collect to:

• Respond to your inquiry and provide information about our real estate projects
• Contact you by email, phone, or SMS regarding your inquiry
• Send you marketing communications about OKAM properties, events, and educational content — only if you have given explicit consent
• Improve the performance and content of our website
• Comply with legal obligations

3. Legal Basis for Processing (GDPR)

If you are located in the European Union or European Economic Area, we process your personal data on the following legal bases:

• Consent — when you submit a contact form and provide explicit consent to data processing and/or marketing communications
• Legitimate interests — to respond to inquiries and improve our services
• Legal obligation — where required by applicable law

4. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your data only in the following limited circumstances:

• OKAM Capital Sp. z o.o. (Warsaw, Poland) — our parent company and project developer, who may need to process your inquiry
• Service providers — such as email delivery services (WP Mail SMTP), website hosting (Hostinger), and analytics tools — who process data on our behalf under strict confidentiality agreements
• Legal requirements — if required by law, court order, or government authority

Any transfer of data to Poland (EU) is subject to appropriate safeguards under GDPR, including Standard Contractual Clauses where applicable.

5. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy, or as required by applicable law. Inquiry data is typically retained for up to 3 years. You may request deletion of your data at any time (see Section 8).

6. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. Cookies we use include:

• Essential cookies — required for the website to function properly
• Analytics cookies — to understand how visitors interact with our website (e.g., Google Analytics)
• Marketing cookies — to deliver relevant content and measure campaign effectiveness (only with your consent)

You can manage your cookie preferences at any time using the cookie consent banner on our website, or through your browser settings. Withdrawing consent does not affect the lawfulness of processing based on consent before its withdrawal.

7. California Privacy Rights (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

• Right to Know — the categories and specific pieces of personal information we collect about you
• Right to Delete — request deletion of your personal information, subject to certain exceptions
• Right to Opt-Out — we do not sell personal information. There is nothing to opt out of.
• Right to Non-Discrimination — we will not discriminate against you for exercising your privacy rights

To exercise your California privacy rights, please contact us at agata.kusak@okam.pl.

8. Your Rights (GDPR)

If you are located in the EU/EEA, you have the following rights regarding your personal data:

• Right of access — to obtain a copy of your personal data
• Right to rectification — to correct inaccurate or incomplete data
• Right to erasure — to request deletion of your data ("right to be forgotten")
• Right to restriction — to limit how we process your data
• Right to data portability — to receive your data in a structured, machine-readable format
• Right to object — to object to processing based on legitimate interests or for direct marketing
• Right to withdraw consent — at any time, without affecting prior processing

To exercise any of these rights, please contact us at agata.kusak@okam.pl. We will respond within 30 days.

9. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. Our website is hosted on a secure server with SSL encryption (HTTPS). However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

10. Third-Party Links

Our website may contain links to third-party websites, including OKAM Capital project pages (cityflow.pl, now-lodz.pl, etc.) and social media platforms. We are not responsible for the privacy practices of these websites. We encourage you to review their privacy policies before providing any personal information.

11. Children's Privacy

Our website is not directed at children under the age of 16. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will notify you of any material changes by updating the "Last updated" date at the top of this page. We encourage you to review this policy periodically.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal data, please contact us: